About Gate Insurance Brokers
Our Story
Gate Insurance Brokers Ltd was founded with a straightforward belief: getting motor insurance should be simple, transparent, and fair. As an FCA-regulated insurance intermediary, we arrange, but do not underwrite, insurance policies, working with a carefully selected panel of insurers to find the right cover for UK drivers. Through our consumer brand, Gate Insure, we're building a better insurance experience for everyone.
Registered in England and Wales (Company No. 11856571), we operate from our registered office in West Bergholt, Essex. Our Firm Reference Number with the FCA is 839588.
Our Purpose
At Gate Insurance, we care deeply about our drivers, our partners, and the impact we have on the communities around us. We believe that everyone, regardless of age, background, or driving history, deserves access to affordable, flexible motor insurance. That belief drives every decision we make.
The traditional insurance market locks too many people out. Premiums that punish young drivers. Blanket refusals for anyone with a conviction. Rigid 12-month policies that don't fit modern life. We exist to change that.
Cheapest prices.
No barriers.
Total trust in
every driver.
We pride flexibility and put full trust in our drivers, no matter what their prior history or age is. Your past doesn't define your future, and it shouldn't define your premium.
Always striving for better, together.
Cheapest prices, always
We work relentlessly with our insurer panel to negotiate the most competitive rates in the UK market. We believe that affordable cover is a right, not a privilege, and we pass every saving we can directly to our customers.
No barriers to insurance
Convictions, points, young age, no driving history: none of these should stop you from getting insured. We work with specialist underwriters who see beyond the labels and focus on getting you covered, not turning you away.
Flexibility built in
Whether you need cover for a day, a week, or a full year, we give you options that fit your life. No one-size-fits-all policies. No forcing you into 12 months when you only need 12 days.
Full trust in our drivers
We don't judge. We don't discriminate. Every driver who comes to us deserves a fair quote and honest service, regardless of their prior history, their age, or how many times they've been turned away elsewhere.
Transparent by default
No hidden fees. No confusing jargon. No surprises at renewal. We show you exactly what you're paying for, explain it in plain English, and make sure you're never caught off guard.
Our purpose defines the reason we exist, and the way we do everything: from arranging cover to supporting our drivers and the communities we serve.
Cheapest prices.
No barriers.
Total trust.
Our purpose in action: making insurance work for everyone
We are proud to serve the drivers that the rest of the market ignores. Young drivers paying sky-high premiums just because of their age. Motorists with a single speeding conviction who can't get a quote anywhere. Gig economy workers who need flexible cover that matches their schedule, not someone else's.
Through our consumer brand Gate Insure, we've built a digital platform that gets drivers covered in minutes, not hours. We work with specialist underwriters who assess each driver on their individual circumstances, not blanket risk categories. That's how we keep prices low and acceptance rates high.
We believe that every driver deserves a fair chance. Whether you're 18 or 80, whether you have a clean licence or points on your record, we'll do everything we can to find you cover that's affordable, flexible, and honest.
That's not just our business model. It's our purpose.
Our commitment to fair pricing
We are committed to ensuring long-term fair value for our customers. We continuously review our panel relationships, pricing models, and product features to ensure every driver gets the best possible deal. Our approach is simple: if we can save you money, we will.
View our latest resultsOur Journey
Founded
Gate Insurance Brokers Limited is incorporated in Essex with a clear mission: to simplify the motor insurance process for everyday UK drivers. The founding team brings together expertise in insurance distribution, technology, and regulatory compliance.
FCA Authorisation
The company receives full authorisation from the Financial Conduct Authority as an insurance intermediary (FRN: 839588), enabling it to arrange motor insurance policies on behalf of UK drivers through its growing panel of insurers.
Digital Platform Launch
Gate Insure, the consumer-facing brand, launches its digital quoting platform, allowing drivers to obtain fully personalised motor insurance quotes in under two minutes. Early traction validates the demand for a simpler, more transparent approach.
Market Growth
The platform scales rapidly, serving tens of thousands of active policyholders across the UK. Gate Insure earns recognition for its digital-first customer experience and commitment to fair value under the FCA's Consumer Duty framework.
Expanding Reach
Gate Insurance Brokers Ltd expands its insurer panel and broadens its product range. The company continues to invest in technology, data analytics, and customer experience to better serve drivers across all demographics.
Looking Ahead
With a strong regulatory foundation and a growing base of satisfied policyholders, Gate Insurance Brokers Ltd is focused on continued innovation, exploring adjacent product lines, and deepening its commitment to making insurance accessible for all UK drivers.
Leadership
Company Director
Director
Gate Insurance is a trading name of Gate Insurance Brokers Limited. Authorised and regulated by the Financial Conduct Authority (FCA). Firm Reference Number: 839588. Registered in England and Wales. Company No. 11856571. Registered office: 6 The Hophouse, Colchester Road, West Bergholt, Essex, United Kingdom, CO6 3NW.